Will My Home Warranty Cover HVAC Problems?
If you have a home warranty policy, you may wonder if it covers your HVAC system. While it's always important to thoroughly read the home warranty, it should have coverage for your heating and cooling system.
What Coverage Does a Home Warranty Have for HVAC Systems?
A home warranty plan covers wear and tear on your HVAC system. It also covers if a component of your HVAC system fails because of accidental damage from handling or if it has a defect in materials.
The home warranty will cover your HVAC system if it needs to be repaired or replaced. This helps you avoid a huge, unexpected expense should you need a new HVAC system.
New River Heating & Air in Radford, VA performs the installation, repair, and maintenance of HVAC systems. Our experienced technicians can service all makes and models of HVAC systems. We have competitive pricing and 24/7 emergency repair services.
How Does the Home Warranty Cover My HVAC System?
The warranty covers heaters, air conditioners, geothermal systems, mini-splits, and wall air conditioners. All of your HVAC system's major components are covered, including the thermostat. It also covers the ductwork should you have a central HVAC system.
What Doesn't It Cover?
It only covers problems created by age and wear and tear. You need to have it maintained annually by an HVAC company or else it may not be covered. There is no coverage for weather events like flooding, storms, and heavy winds. The warranty will replace your HVAC system with one that is similar in power and features. Some warranties will allow you to upgrade if you pay the additional cost. Your policy likely won't cover sudden and accidental damage, such as damage from a fire, earthquake, or electrical storm. There may be coverage under your homeowner's insurance policy though. You can rely on New River Heating & Air indoor air quality solutions, duct cleaning, tankless water heaters, generators, and residential new construction. Find out more by contacting our office today.